Sabal’s Personal Lines Department specializes in ensuring that you have the right insurance coverage for ALL of the risks (and rewards) of your lifestyle. Our professional can assist you with:
Some of the specific features that may be included in your homeowners policy are:
It is imperative that you maintain the proper level of coverage for your particular situation. Sabal can assist with Auto Insurance Coverage Areas including:
Sabal’s Personal Lines Specialists can assist you in purchasing excess liability to properly cover you for the unexpected (and major) claim that could upend your life and significantly dent your asset and net worth. Specific considerations include, but aren’t limited to:
Simply stated, flood damage is due to ‘rising waters’ (e.g., heavy rains, rising rivers or tidal surges). This damage is NOT typically covered by a homeowners policy and can be a cause of significant loss.
If your home is located in an area that has been determined by the federal government to be in a Special Flood Hazard Area (SFHA), and the property is financed by a mortgage, your lender will most likely require that you carry flood insurance in addition to your homeowners coverage.
Even if the property is outside of a federally designated flood area, flood coverage should be carefully considered.
Keep in mind that much of the recent storm damage to homes OUTSIDE of recognized Flood Zones was caused by rising water, which is NOT COVERED by standard homeowners insurance policies.