Welcome to Health Insurance

24 Jun Welcome to Health Insurance

As someone who is immersed in medical insurance on a daily basis, I sometimes forget that there is a whole population of people out there that have never had the ability to have and interact with medical insurance.

I met with a client the other day, and we were discussing some of the questions that were being asked by some of the employees who had just become eligible for the benefit plan under the ACA in January.

A common one was why they had to pay anything at the doctors, since they were paying for it out of their paycheck (oh- if it could only be done that way- a plan with no other costs than the premium!)

That got me to thinking that we do a pretty bad job explaining medical insurance to people who have never had it or used it before.  We are always concerned at the Open Enrollment meetings talking about the differences between the plans from year to year, the costs, and a smattering of advice.

So to help everyone who has a population that is dealing with medical insurance (please- it is medical insurance- not health insurance.  I can’t insure your health.  I can insure you for medical expenses) for the first time, we found an excellent video from the Kaiser Family Foundation that explains Medical insurance, it components, and an individual’s responsibilities within the system.

Enjoy and share!


And please- it is medical insurance- not health insurance.  I can’t insure your health.  I can insure you for medical expenses…

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Sabal Insurance Group

Sabal Insurance Group specializes in the development of innovative insurance solutions for clients nationally and internationally.   These solutions include comprehensive property and liability programs, general and professional liability, workers’ compensation, auto/fleet, and surety bonds.   Our personal lines department offers homeowners, auto, boat, motorcycle, and recreational vehicle insurance.  We also handle rental properties nationwide, as well as jewelry and fine arts (including the coordination of appraisals and valuations).   Licensed in all 50 states, we serve a diverse client base that spans the United States, Europe, and Latin America from our headquarters in Fort Lauderdale, Florida.   Sabal Insurance Group represents multiple insurance carriers, so we offer our clients a wide choice of products and coverages at the best pricing available in the global insurance marketplace. At Sabal, we add exceptional value to insurance and risk management programs through creative placements and aggressive representation of our clients’ interests.